13Nov 2017
Bali Property Ownership: Hak Pakai vs HGB
For those of you who own property in Indonesia, you definitely understand that land certificates are divided into three types, namely Freehold Certificate (SHM/Hak Milik), Right to Build (HGB), and Right of Use Certificate (Hak Pakai). The differences between a Hak Pakai and an HGB title can be see